Smile Credit Card

Smile advertise 'If you're after an award winning credit card, you've come to the right place, smile's credit card has been voted 'best credit card' four years on the trot at the Guardian Consumer Finance Awards 2002, 2003, 2004 and 2005. You can pick between two cards, our classic card with cashback on every penny or our low rate gold card: classic cardWith a smile classic credit card you'll get 0.5% cashback on every penny you spend.'



Also Smile Credit Card states 'With a smile classic card you'll get 0.5% cashback on purchases^. You'd be surprised how quickly you can clock up your smile cashback if you put your mind to it.'

Main features as I see it:-

0.5% cashback on purchases

a preferential rate if you have a smile current account

No annual fee – ever

Up to 46 days interest free if you settle your balance in full.

Or

If you earn £20k or above, you could have a smile gold card.

Here’s what you’ll get:

A preferential rate if you have a smile current account

No annual fee – ever

Up to 46 days interest free if you settle your balance in full.

Smile also states 'If you’ve got a balance elsewhere that you’re looking to transfer or you simply want a low standard rate then our gold card could be just what you’re after.'